for Construction Businesses
27 listings for finance & administration in San Diego County on Cablanico,
the B2B network where builders and GCs hire their trades.
27contractors5trades21with websites3multi-county
Public directory
Finance and administration providers handle the money side of running a construction company: construction-focused CPA services and bookkeepers who understand job costing, construction financing providers, payroll processing companies, merchant and e-check processing services, debt collection agencies for unpaid receivables, corporation and LLC formation services, and the practical office layer of equipment supplies and office space for rent. Construction accounting differs from generic small-business bookkeeping in specific ways: revenue recognition on long jobs (percentage-of-completion versus completed-contract), work-in-progress schedules, retention receivables, progress billing, and job costing that ties labor and materials back to individual projects. A bookkeeper who has never built a WIP schedule will produce financials that look fine but tell you nothing about which jobs make money. Contractors typically engage a construction-focused CPA when they need reviewed or audited financials for bonding capacity, when choosing an accounting method has tax consequences, or when the business entity structure needs revisiting; a construction CPA can advise on which methods fit your size and contract mix. Payroll deserves particular attention in California, where overtime rules, itemized wage statements, and prevailing-wage certified payroll on public work make construction payroll more demanding than office payroll; confirm a payroll provider handles multi-rate, multi-site crews and prevailing-wage reporting if you bid public work, since California requires certified payroll reports on public jobs and Texas public work carries its own prevailing-wage record-keeping rules. Construction financing providers cover working-capital gaps created by slow pay and retention, and collection agencies handle receivables that lien deadlines have passed on. Before contracting, we recommend confirming that a CPA holds an active state license and asking any provider how many construction clients they serve, what share of their work is contractors, and whether they can speak fluently about retention, WIP, and job costing. Cost varies by scope for all of these services, driven mostly by transaction volume, project count, and reporting complexity.
Construction bookkeeping is organized around job costing: every labor hour, material invoice, and subcontract payment gets coded to a specific project, and work-in-progress schedules, retention receivables, and progress billings are tracked as first-class items rather than afterthoughts. A generalist bookkeeper can keep the bank accounts reconciled but often misses those structures, so the financials look fine while telling you nothing about which jobs make money. The switch usually pays off once you run multiple concurrent jobs, or when a bonding company or lender asks for a WIP schedule.
A CPA handles tax strategy, accounting method selection, entity structure questions, and the reviewed or audited financial statements that sureties and lenders require as bonding needs grow. The bookkeeper maintains the day-to-day records the CPA works from, so the two roles complement each other. We recommend confirming a CPA's license is active with the state board and asking about their contractor client base.
Field crews often work at multiple rates across multiple jobsites in one week, and job costing requires allocating those hours to specific projects. California adds daily overtime rules and itemized wage statement requirements, and public work adds prevailing-wage certified payroll reporting. Confirm a payroll provider supports multi-rate employees, job-level allocation, and certified payroll before signing, since retrofitting these later is painful.
Based in El Cajon, Poway, San Diego2also serveRiverside County
Financing providers address the structural cash gap in construction, where payroll and materials are due long before progress payments and retention arrive; they are commonly engaged when growth outpaces working capital. Collection agencies are a later-stage tool for receivables where lien and stop-notice deadlines have already passed. A construction attorney can advise on whether lien rights are still available before you send a debt to collections.
It varies by scope. Bookkeeping and CPA fees scale with transaction volume, number of active jobs, and whether you need compiled, reviewed, or audited statements; payroll pricing is typically per employee per run, with certified payroll as an add-on; financing costs depend on the structure and your financial profile; and collection agencies commonly work on contingency. Ask each provider to price against your actual project count and headcount.
